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WHO IS LWCC?
Louisiana’s largest workers’ comp provider
As a
private
LWCC is a privately owned business, meaning it is not publicly traded or affiliated with the state. This allows our company’s leadership to make strategic, long-term decisions without the demands of short-term gains from shareholders, allowing us to prioritize the needs of our stakeholders.
,
single-state
LWCC serves Louisiana businesses exclusively. Unlike national or multi-state carriers, single-state carriers focus their operations within the boundaries of one state. This allows our team to focus on specialized knowledge, tailored products, and market trends for the benefit of Louisiana businesses alone.
,
mutual
LWCC operates for the benefit of its policyholders, rather than for shareholders or investors, which allows the company to focus its priorities on the long-term interests of Louisiana businesses. Our mutual status also allows for unique membership benefits, most notably our ability to share the financial success of the company through a dividend distribution. Choosing a mutual carrier matters, as we’re able to take the long view toward growth, stability, and benefits offered to our policyholders.
workers' comp insurance
LWCC provides insurance coverage to Louisiana businesses by taking on the risk associated with workplace injuries and illnesses. We empower safer workplaces across every industry through expert guidance and training on accident prevention. But when workers are injured, we provide medical and wage benefits while helping them return to work and a meaningful life with compassion and care.
company, we have a vested interest in the success of Louisiana’s businesses and the safety and wellness of Louisiana’s workforce. Our stable, reliable insurance coverage and locally based first-rate services are unmatched and recognized nationally. Join us today and experience why we're the best in Louisiana workers' comp.
Driven by purpose and a dedication to Louisiana’s economy and future
- As Louisiana's largest workers' comp insurance carrier, LWCC provides security and stability to over 18,000 policyholders, the majority of which are small businesses with fewer than 50 employees.
- Insuring 27% of the private market, LWCC remains a crucial provider, having lowered overall rates by 68.8% since 1992.
- With an investment of $414 million in mortgage securities to support the local housing market, LWCC is dedicated to helping Louisiana thrive as both a stable workers' comp provider and a champion of the state.
Steadfast commitment to the safety & wellbeing of Louisiana’s workforce
- LWCC offers unparalleled expertise in Louisiana industries, exposures, and best practices in workplace safety.
- The cornerstone of our safety efforts is our team of consultants strategically located throughout the state, committed to understanding your operations and tailoring safety solutions to meet your needs.
- With over 125 years of combined safety experience, safety consultants are dedicated to identifying workplace hazards, consulting on safety and risk questions, and assisting with OSHA compliance.
Compassionate and comprehensive care for Louisiana’s injured workers
- Each year, 1 in 51 Louisiana workers are injured on the job, and in the last decade alone, LWCC has successfully overseen the treatment and return to work of 27,000 injured workers.
- Our local and hyper-specialized claims team of compassionate industry experts manage all aspects of a claim, helping minimize waste, reduce claims costs, and return injured workers to work and a meaningful life as soon and as safely as possible.
- Injured workers covered by LWCC have access to LWCC’s OMNET medical provider network and return-to-work program to ensure they are provided for with prompt and compassionate care.
Consistent dividend returns to policyholders
- LWCC has returned $1.4 billion in dividends to policyholders, fueling economic growth in Louisiana.
- Since the inception of the dividend program, policyholders have been eligible from year one, and LWCC has returned 155% of its underwriting profits to them.
- While dividends are not guaranteed, the program underscores LWCC's dedication to supporting its policyholders and the broader Louisiana economy.
Dependable financial strength and stability
- LWCC has maintained an "A" (Excellent) Financial Strength Rating from A.M. Best Company and has been recognized 19 consecutive times as a top-50 performing insurance company nationally by Ward Group.
- Since our inception, LWCC has been committed to improving Louisiana, stabilizing the workers' comp insurance market, and fostering a competitive environment.
- Over the past 30 years, we have provided reliable access to a dependable insurance partner.
