Policyholders

This resource contains helpful safety information for policyholders such as developing a safety plan, safety evaluation, safety posters, and more.

LWCC now offers policyholders the option to complete audits online if their policy is selected to do so. Policies selected for an online audit will receive a letter by e-mail or mail.

To ensure LWCC continues to provide a secure, user-friendly experience on LWCC Interactive, we will the login process now includes multi-factor authentication via Okta.

Drug-free workplaces are critical to maintaining safe work environments. Research is clear on the financial ramifications associated with workplace substance abuse, but a high price is also paid in human capital.

CC’s Service Project aims to increase awareness of food insecurity and provide employees and agent partners the opportunity to meaningfully engage in bettering the community through service hours and donations.

When it comes to claim reporting, time is of the essence. Prompt reporting provides benefits such as better care for the injured worker, reduced cost, and a lower likelihood of litigation.

One of the biggest factors to having a successful audit is being prepared. We have put together this resource that outlines best practices of preparing for your audit.

The Safety Grants Program will provide one-time grant funds to policyholders to be used to implement safety measures, offering policyholders the opportunity to enhance workplace safety

This resource contains helpful information for contractors such as documentation regarding construction risks, premium audits, hiring contract/subcontract labor, employee payments, and more.

This survey for LWCC policyholders evaluates current safety processes and operations and provides a starting point for development of a formal safety program. Sign up here to receive the survey.

This Safety Services resource is a powerful Learning Management System (LMS) that allows policyholders to select from an extensive catalog of content and deliver computer-based safety training and curriculum customized to the specific needs of your workplace.

The hazards and risks from substances threaten the health and safety of employees. Learn the costs of drug abuse and the benefits of a drug-free program.

Monthly payroll reporting is an alternative method of premium payment that may benefit policyholders whose payroll may vary from month to month. Learn more about how to go about reporting payroll online via LWCC Interactive.

Need to get in touch with our Safety Services team or request access to safety resources? Fill out the form and provide as many details as possible regarding your request, and we’ll get back to you as soon as possible.

LWCC uses the National Council on Compensation Insurance (NCCI) Miscellaneous Values and the Ownership Payroll Limitation Summary for all new and renewal business. Please access the current Miscellaneous Values and the Ownership Payroll Limitation Summary for 2021 here.

A successful safety program should reflect the philosophy and attitude of the organization regarding the workplace safety of its workforce. LWCC Safety Service’s Consultants on Call can assist in identifying the fundamentals to create and sustain an effective workplace safety program.

If you would like to report someone who you think may be committing workers' compensation fraud, complete the information in this Fraud Reporting Form.

Injured workers need to complete a variety of forms throughout the claims process. Access the most up to date forms here.

Employee educational awareness is a key method to reducing injury frequency and severity in the workplace. Periodic safety meeting guides on hazard identification and abatement can lead to increased safety on the job. Our library on various safety topics can provide additional resources to reduce employee injuries.

Hurricane season is upon us in Louisiana. While COVID-19 held our attention, the 2020 storm season snuck up on us. Don’t let your business be caught by surprise!

Before you open your doors for business, the LWCC Safety Services Team reminds business leaders to take advantage of the fact that many companies currently have few, if any, employees on-site.

While spectacular to see up close, fireworks are explosives that can and will burn you if you’re not careful. Our Safety Services Team has compiled a list of safety tips in the interest of keeping every Louisiana citizen safe.

When spending time outdoors, either for work or play, beware of heat-related health hazards such as heat rash, cramps, exhaustion, and — in extreme cases — heatstroke.

Twenty-six percent of all reported workplace injury claims are related to handling and lifting, LWCC statistics show. Here are some tips on how to lift and transport heavy objects safely:

LWCC stands with the National Drug-Free Workplace Alliance, a division of Drug Free America Foundation, to promote the annual observance of National Drug-Free Work Week from October 12 – 16.

Whether you are working at a job site or doing extended yard work at home to prepare for the winter season, know cold stress can be prevented.

In honor of Small Business Saturday — coming up November 28 — we partnered with Louisiana Economic Development (LED) to share resources available to Louisiana’s 347,436 small businesses.

From the food to the décor, make sure you’re practicing safety through the holiday season. While considered common sense, the hustle and bustle may make these simple tips easy to forget

Many of us set resolutions for the new year ranging from minor goals to major lifestyle changes. Do you make resolutions for your company or your job? LWCC encourages you to head into 2021 with a focus on safety. A safe workplace is a more productive one.

When thinking of distracted driving, we immediately think of talking or texting on a cell phone. Although that is a major source of distraction across drivers, there are other ways a driver’s attention can be diverted.

Employee fatigue is more than being tired, it’s a major safety concern that can lead to increased accidents and injuries, lower productivity, and increased absenteeism.

The 2020 dividend is proving impactful, especially for Island Operating, who says the funds will help continue their company’s safety program.

The best way to beat the summer heat and avoid heat-related stress is to stay properly hydrated, drinking plenty of water, even before beginning to feel thirsty.

Following an active 2020 season, with 2 major storms making landfall in Southwest Louisiana, it is important that businesses properly prepare. The best time for this is before the threat is imminent.

Slips, trips, and falls are one of the leading causes of injury in the workplace. Ranging from mild to more severe, these accidents can be avoided.

With proper preparation, audits are nothing to fear. An audit can just as easily result in a refund as it can a bill. Access our helpful audit guide to prepare for your next audit and learn about what to expect.

The audit is an important step in the workers' comp insurance process. And, with proper preparation, an audit is nothing to fear.

As an injured worker, Louisiana law gives you the right to choose your own doctor, in any field or specialty of medicine, for necessary medical treatment and care.

Employees injured while engaged in maritime employment upon the navigable waters of the United States require the completion of Form LS-202. Timeliness is especially important with longshore reporting.

When a worker is injured on the job, a First Report of Injury must be completed. The First Report of Injury provides necessary information needed to begin the claims process.

Getting injuries reported immediately, within one hour, even if you do not have all of the necessary information about the claim is critical. Every day you delay reporting an injury can substantially increase claim costs, which potentially can drive up your premium.

In this guide, new policyholders will find resources designed to help establish best practices and take advantage of LWCC's services and offerings.

In this guide, new policyholders will find resources designed to help establish best practices and take advantage of LWCC's services and offerings.

If a policyholder chooses to pay contractors or subcontractors in cash, it is very important that proper records are kept.

The Second Injury Fund (SIF) is a state-administered program that may reimburse part of a claim when an employee with a permanent pre-existing condition is subsequently injured on the job.

The RPO program is a safeguard for you. LWCC wants to be certain that all bases are covered in case the injury turns into something more serious than originally anticipated.

Medicare requires strict reporting to identify money previously paid by Medicare that a primary payer should have paid.

In many instances, a portion of overtime pay can be deducted from “Gross Wages” when calculating workers’ compensation premiums. Here, we define overtime and provide a calculator for your overtime adjustments.

A certificate of insurance provides verification of insurance for contractors or subcontractors working with a company to provide information on specific insurance coverage.

Working with the right insurance agent is a great way to ensure you have an advisor who can properly guide you on the insurance policies you need. Here we’ll outline some basic information on how to choose an insurance agent that will work best for you.

Uninsured contract or subcontract labor that is considered in your trade, business or occupation is includable for workers’ compensation. Learn more about how to include contractors or subtractors here.

Our free password-protected online platform simplifies the management of your workers’ comp insurance with LWCC. No access? Get enrolled in LWCC Interactive now.

Audit disputes are only accepted by submitting a completed Audit Dispute Form with supporting documentation. Having a standard form makes the audit dispute process more efficient.

The Employee Certificate of Compliance (Form LWC-WC-2025.EE) is a legal form released by the Louisiana Workforce Commission - a government authority operating within Louisiana. Injured workers are statutorily required to fill out this form and return to their Claims rep for Lost Time Claims.

LWCC’s experienced safety professionals can assist you in reducing the frequency and severity of workplace accidents. Our Safety Services Consultants are available to conduct onsite evaluations, provide consultations, explain our free safety resources and offer recommendations to reduce exposures—at no extra charge to you.

LWCC policyholders can utilize safety videos free of charge through our Safety Video Lending Library program. Hundreds of safety titles are available in both Streaming and DVD format and in multiple languages. Register once and enjoy unlimited views of up to 5 selected titles per month.

Do you need to train a large number of employees in a short period of time and do not have the resources? LWCC’s Go Safe mobile training center may be a solution to your delima. Check with your Safety Services Consultant to determine how this resource may solve your safety education requirements.

According to the Bureau of Labor Statistics, roadway transportation incidents account for more fatal workplace fatalities each year than any other cause. LWCC’s interactive virtual driver simulation tool allows employees to experience behind the wheel situations without being on the road.

Do you have a written drug and alcohol policy for your organization to address accidents and intoxication? Louisiana law provides an employer the right to require employees to submit to drug testing if they are injured on the job. Case law exists that the presumptions do not apply unless an employer has a written and promulgated drug policy.

Every business should have a policy in place to address post-accident drug testing. LWCC has created a sample policy to guide the development of a policy within your workforce.

In the event of a workplace injury that requires medication, completing this form can assist in providing the injured eligible prescriptions for first-fill at no cost of their own.

As your employer’s workers’ comp insurance company, it is LWCC’s mission to help you successfully return to work as quickly and safely as possible.

Policyholders and Injured Workers have the opportunity to text with their claims representative.

Learn more about what benefits are owed to you when you’re injured on the job.